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Car Accident Insurance Claims DO’s and DON’Ts

After you have been in an accident, you will want to make an accident insurance claim for the damages on your vehicle and your personal injuries. Before you get in touch with your car insurance company, it is helpful to know 13 dos and don’ts to prepare your approach to taking steps after you have been in an automobile accident.

DO’s and DON’Ts for Making Car Accident Insurance Claims

• DO take pictures of the scene of the accident. This includes damages on your vehicle, personal injuries, damaged property, accident site, etc.
• DO read over your auto insurance policy to understand what will be covered and what won’t be covered.
• DO see if you have any other insurance that you will get more coverage out of.
• DO understand the difference between the cost of your car for replacement, what you owe on your car, and gap coverage.
• DO call your car insurance agent as soon as possible after a car accident.
• DO answer any questions asked, by your insurance company, honestly but with no elaboration.
• DO write down what you and your insurance company talked about. Be specific about key components of your car accident insurance claim.
• DO call your lawyer to make sure you are receiving a fair car accident insurance claim.
• DO save all your receipts of your purchases/expenses from your car accident.

• DON’T agree to any estimates your insurance agent gives you.
• DON’T send an agreement statement to your insurance company.
• DON’T accept checks from your insurance company.
• DON’T allow yourself or your insurance company to miss deadlines.

Contacting a Lawyer in your state

It is necessary to contact a lawyer in your area after you have been involved in a serious car accident. Since many car insurance companies will give you the minimum compensation for your accident insurance claims, your lawyer will give you valuable tips as to what to say to your car insurance company to protect your claim and increase the odds that you will be able to pursue the most out of your car accident insurance claims.

Your lawyer in will help you determine how much your car accident insurance claim is worth so you will not be blindsided by your car insurance company. He/she will also help guide you through the do’s and don’ts of your car accident insurance claim.

A personal injury attorney can help guide you in the right direction.

Concerned About Making an Accident Compensation Claim? Your Questions Answered

Although many people that have been involved in an accident that wasn’t there fault are fully entitled to make an accident compensation claim, a lot of them are hesitant to call an accident compensation helpline for a number of fears or concerns.

One thing that you need to remember is that thousands of claim’s are made everyday. They’re not a rare occurrence. Although it’s likely to be a completely new process to you, it’s not something that you need to worry about. Making an accident compensation claim is usually a necessity for your future, for example, if you’re unable to work due to your accident and thus need an income. With that being the case, you really need to get over the fear of making an accident claim for the sake of your future. And this article should help.

In this article we’ll take a look at some of the fears and concerns many people have about making an accident compensation claim, and hopefully relieve any worries you have.

Here are some common questions that arise among people concerned about making an accident compensation claim:

Do I Need To Understand The Legal Issues When Making A Claim? The answer to this question is “no”. That’s what accident compensation solicitors are there for. They are there to guide you through the process and will handle any complex, legal paperwork on your behalf. You can’t be expected to know the ins and outs of the legal matters, and you won’t be.

Will I Need To Have Money To Make A Claim? Again, the answer to this question is “no”. Companies have to work on a “no win, no fee” basis, so in the chance that you aren’t successful, you won’t have to pay anything. On top of that, even if you do win your accident claim, all solicitors fees and other expenses will be recovered from the other side. So whether you’re successful or not, you don’t need to worry about this costing you a fortune.

If I Make A Work Related Claim, Is My Job Still Safe? It is actually against the law for a company to dismiss an employee based on them making an accident compensation claim. But a side from that, the company that you work for would have been required to have accident claim insurance, so it will be the insurance company that pays, not your employer directly. This will avoid any hard feelings against you, so you shouldn’t worry about job security.

So hopefully this article answered some of the concerns you may have had regarding making an accident claim. Just remember that an accident compensation solicitor is there to make your life easier and guide you through the whole process of making a claim from the beginning to the end. You won’t have to stump up any of the cost, and there are laws and insurance policies in place to ensure that your job is not affected in any way if you’re making a work related accident compensation claim.

Tips to File an Accident and Injury Claim

Accident and injury claims are filed on a daily basis in UK by claimants who have been injured in accidents that have occurred due to the other person’s fault. Many of these accident claims are rejected due to simple mistakes that could have been avoided with some guidance. This article will act as your guide and elaborate on some effective tips to help you file accident and injury claims.

Tip #1 – For road accident claims the claimant should be vigilant and note down a few details while he is at the scene of the accident. Important details that should be noted include the street at which the accident took place, the license registration number of the other vehicle, the color of the other vehicle, the make or model of the other vehicle, the number of passengers in the other vehicle and the extent of injury to the other driver or passengers. The claimant should also note down the extent of damage to the other vehicle. If possible then the claimant should take a photograph of the other car and the license plate number of the car.

Tip #2 – Before filing an injury claim the claimant should seek medical treatment for his injuries since the basis for filing injury claims is that the claimant has suffered an injury due to the accident. The claimant should get visible injuries checked and he should visit a general practitioner if he notices any new symptoms. Claimants are advised to make a note of their symptoms, the number of times they visited a doctor and how much they have spent on medical treatment.

Tip #3 – To get compensation for injury claims the claimant will need to submit a few documents along with his claim. These documents include current medical records, medical bills, medical receipts and prescriptions. If the claimant has hired a personal injury solicitor then the solicitor will guide the claimant and take photocopies of the documents for the claimant. Claimants are advised to find a witness while at the scene of the accident since a witness may be asked to testify in court. Since the witness will be asked questions about the accident and injury sustained the claimant should ensure that the witness and he are on the same page.

Tip #4 – To get maximum compensation claimants are advised to hire a personal injury solicitor. Accident injury lawyers ensure that there are no loose ends and they help the claimant get maximum compensation by strengthening the case with proofs. In addition accident injury lawyers represent the claimant in court, negotiate with third parties and deal with the other party in a professional manner. The selected solicitor will also prepare the witness for the court and complete miscellaneous tasks on behalf of the claimant.

Car Accident Advice and Guide

Have you or someone you know suffered a car accident. At some point in time in almost everyone’s life they will have to deal with a car accident. Hopefully the accident is not serious and no major loss is suffered. Unfortunately, there are serious car accidents and major losses are at issue. Whether the car accident is major or just a minor incident, certain matters need to be considered and documented to protect an injured party’s rights.

At the time of the car accident a person is dazed and obviously not thinking straight. However, decisions made at this critical moment can determine the outcome of major damage issues in the future. It would be a good idea for everyone to keep a checklist in their glove compartment in the event an unfortunate car accident occurs. Once the emergency calls have been made what should a car accident victim do during these critical moments. As you are sitting there and waiting on the medical teams and police, what comments are critical and what information is going to be pertinent in the future.

The natural concern is to be concerned about the physical well-being of everyone involved in the car accident and that is very important. However, if you have suffered a injury, remember everything you say or do could affect your ability to recover a fair settlement or judgment in the future. Think before you speak and remember that everything you say will be become relevant many times over in the future. If you are a person who wants to appear noble and downplay your injuries, and if a major injury manifest itself later, your statements and actions at the scene of the accident will be critical if you later assert a claim for significant injuries as a result of the car accident. Keep in mind that after an accident your adrenalin is pumping and you may not have a true understanding of your injuries until hours or maybe days after the accident.

If you are in a car accident critical things need to be documented at every accident scene. If possible be sure to get the name, address, place of employment and several phone numbers of all witnesses. Write down the witnesses account of the accident and have them date and sign the written account. Your statement at the scene of the car accident will have to be made to a police officer and/or a medical attendant. Remember that these statements are all recorded in writing and later at trial or when the other party’s insurance carrier or the defense lawyer reviews those statements, you will be reminded of what you said many times over. And your statements could be damaging. If the statements about the accident and your injuries are detrimental to your claim, and it is found that you have contradicted yourself at some point in time, it will damage the credibility of your claim in the future..

Keep in mind. The official or medical personnel transcribing your statement can make mistakes. With this in mind make sure that the transcribers (police, doctors,insurance adjusters, etc) are writing done exactly what you say. As stated, if negative or contradictory statements have been recorded, they will be used against you at a later date.

During your recovery period keep a daily diary. Record in detail your trips to the doctor, a visit by a relative or friend to help clean your house, how you really felt on those really bad days,etc. A personal diary is very powerful evidence if the matter goes to trial. Above are a few things to keep in mind if you unfortunately are injured in a car accident. And lastly, do not forget to contact your insurance carrier, even if you are not at fault, and your adjuster can give direction, as can your lawyer. And regardless, your carrier needs to know about the accident.

Your Guide to Scaffolding Accident Claims

What Should You Do If You Have Been Injured In A Scaffolding Accident?

Construction sites are renowned for being dangerous working environments which is why there are so many health and safety laws in place to ensure that your employer takes every step possible to protect you from injury.

If you suffer an injury as a result of a scaffolding accident, who should you claim compensation from?

Who Is Responsible For The Scaffolding Accident?
The responsibility for the accident usually either rests with your employer, or the company that erected the scaffolding, or on some occasions both of them. Once you have a specialist work accident claims solicitor acting for you they will examine the evidence to find out who was responsible for the problem with the scaffolding. Whoever is ultimately responsible, it is likely that an insurance company will ultimately pay any compensation agreed or awarded.

What Can Cause A Scaffolding Accident?

There can be a variety of causes for a scaffolding accident, but common causes of injuries are:

  • the scaffold collapsing in part or completely causing you to fall to the ground
  • the scaffolding planks collapsing as you walk on them
  • items being dropped from above, or falling from scaffolding above onto you and causing injury
  • people falling directly from the scaffolding due to the safety rail giving way

Claiming Compensation For A Scaffoling Accident
Once you have been involved in a scaffolding accident it is important that you make urgent contact with a solicitor with expertise in the field of work accident claims. Evidence will need to be secured to support your claim and this should be obtained as close to the time of the accident as possible to provide you with the best prospect of making a successful claim.

In addition to securing the evidence to support the liability claim for the accident, your solicitor will also obtain medical evidence to confirm the injuries sustained by you, and evidence to support any lost earnings or any other expenses or losses incurred by you.

How Long Will It Take?
The length of your scaffolding accident compensation claim will vary depending on the severity of your injuries. If you have suffered only minor injuries and the insurer accepts responsibility for the accident then you may well be able to settle your claim in a matter of weeks. However, if you need private medical treatment this can prolong the claim as a settlement cannot take place before a full assessment of your injuries can be obtained.

Contact a specialist work accident claim solicitor with experience of scaffolding accidents and you should be in safe hands. One thing you must ensure is that you will keep all of your compensation if your claim is successful!